Totally agree on all your points. I have written many articles in similar vein. Essentially, the pillars that held society together have broken down. And, yes, I've also written about the apartheid details before. Many, many articles.

https://medium.com/tessas-web-log/real-reasons-for-current-societal-breakdown-3498da0e4ce4

https://medium.com/tessas-web-log/south-african-apartheid-vs-israeli-apartheid-0002501db55f

https://medium.com/tessas-web-log/why-european-civilization-is-in-decline-405c658d2f41