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Keith, the wealth disparity has nothing to do with the monetary system. It has to do with three other factors.

1. Land ownership

2. Profit

3. Unequal payment for labour

If you read Thomas Piketty's Capital in the 21st century, you must be aware that the uber wealthy have owned all the land for many, many centuries, and this is passed down to their children.

The profit motive means that the ownership class is ruthless in underpaying labor and overcharing goods.

The poor wages keeps workers in poverty and keeps the rich in massive funds.

That's the system we must change.

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