I grew up in a time and a place that when you said you were going to do something, you did it. Before you said you were going to do it, you examined the opposition, you new what you were going to face, you knew what was going to come at you, you figured out a way to combat that so when they came at you, you had a plan in place.

That is what every world class athlete or team does. It is what every military does.

Joe Biden (and Obama) did not do this. So, yes, I blame him.

Kamala is going to destroy the rest of America (well meaning though she may be). Trump will do it a different way, and he may take the world with him.

I don't live in America. Thw various student loan sites make it impossible for anyone outside America to get in touch with them. I have emailed three different white house administration. I have written several snail mail letters. So, no, it is not for lack of effort that I cannot get the debt written of. I have to wait 20 years. That takes me to 2028.

I'm negative? No, I'm 72, a hardcore realist, able to plot where we are going, and the ending is not happy.